Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you (“Firm Offers”). The FCRA also provides you the right to “Opt-Out”, which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers.
So basically, if you don’t want any credit or insurance offers you can fill out a form on this website.Â However, it asks for you SSN and birthday.Â Even though it’s Verisign secured, I still don’t feel comfortable with it.
UPDATE:Â Turns out it’s legit, you can read about it on the Federal Trade Commissions webpage.Â Link
Other similar sites that you might find valuable are these: