BagOfNothing.com

Here is one such stupid subprime product – the Continental Finance MasterCard. It’s hard to believe that this piece of plastic comes with an initial credit limit of just $53 after a long list of fees!

Below are some of the amazing rates and fees that go along with this card.

• Account setup fee: $99

• Program participation fee: $89

• Annual fee: $49

• Account maintenance fee: $120 (charged @ $10/month)

• Purchase APR: 19.92%

• Authorized user fee: $30 (great! seems like $53 credit is a bit too much for a single person to handle)

• Credit limit increase fee: $25 (and you don’t even have to ask for it!)

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